Merchant Programs
We have been able to help some of the following Higher Risk Merchants
CBD Oil
Must be in Person
Requirements- Merchant App (For a proposal please fill out the form at the bottom and If Currently processing will review statements to match or beat services )
- Voided Check
- Driver's license
- Recent bank statement (3 months)
- Two years tax returns, plus recent P&L and balance sheet (if corporate financials per our convo 1 year.)
- 5% reserve may be needed (comes down to personal and corporate financial info.)
- CBD addendum (attached) plus all the COAs
- A invoice from their manufacturer listed under Schedule A. For the products they resell (Just CBD and Premier), we should get some link between them such as a invoice or resellers agreement
- If fulfillment is done in-house, pics/proof. If using a 3rd party, copy fulfillment agreement.
Alcohol
Card Absent or Online
Requirements- Merchant App ( For a proposal please fill out the form at the bottom and If Currently processing will review statements to match or beat services )
- Voided Check
- Driver's license
- Recent bank statement (3 months)
- Two years tax returns, plus recent P&L and balance sheet (if corporate financials per our convo 1 year.)
- 5% reserve may be needed (comes down to personal and corporate financial info.)
- If fulfillment is done in-house, pics/proof. If using a 3rd party, copy fulfillment agreement.
- Website that clearly discloses products are shipped to someone of legal age
Bail Bonds
Card Present Only
Requirements- Merchant App (For a proposal please fill out the form at the bottom and If Currently processing will review statements to match or beat services)
- Voided Check
- Driver's license
- Recent bank statement (3 months)
- Articles of Inc.
- Two years tax returns, plus recent P&L and balance sheet (if corporate financials per our convo 1 year.)
- 5% reserve may be needed (comes down to personal and corporate financial info.)
Business Opportunity - including seminars and coaching
Online or In Person
Requirements- Merchant App ( For a proposal please fill out the form at the bottom and If Currently processing will review statements to match or beat services )
- Voided Check
- Driver's license
- Recent bank statement (3 months)
- Articles of Inc.
- Two years tax returns, plus recent P&L and balance sheet (if corporate financials per our convo 1 year.)
- 5% reserve may be needed (comes down to personal and corporate financial info.)
- BizOp Addendum
Continuity Programs - subscriptions such as credit monitoring, ID protection, magazine subscriptions, ect.
Online or In Person
Requirements- Merchant App ( For a proposal please fill out the form at the bottom and If Currently processing will review statements to match or beat services )
- Voided Check
- Driver's license
- Recent bank statement (3 months)
- Articles of Inc.
- Two years tax returns, plus recent P&L and balance sheet (if corporate financials per our convo 1 year.)
- 5% reserve may be needed (comes down to personal and corporate financial info.)
- If no trial, online advertising addendum.
- If trial, negative option addendum (can vary depending if trial is on digital or physical goods).
Credit Repair
Online or In Person
Requirements- Merchant App ( For a proposal please fill out the form at the bottom and If Currently processing will review statements to match or beat services )
- Voided Check
- Driver's license
- Recent bank statement (3 months)
- Articles of Inc.
- Two years tax returns, plus recent P&L and balance sheet (if corporate financials per our convo 1 year.)
- 5% reserve may be needed (comes down to personal and corporate financial info.)
- Credit Repair Addendum
Dating
Online or In Person
Requirements- Merchant App ( For a proposal please fill out the form at the bottom and If Currently processing will review statements to match or beat services )
- Voided Check
- Driver's license
- Recent bank statement (3 months)
- Articles of Inc.
- Two years tax returns, plus recent P&L and balance sheet (if corporate financials per our convo 1 year.)
- 5% reserve may be needed (comes down to personal and corporate financial info.)
- If no trial, online advertising addendum.
- If trial, negative option addendum (digital goods). There also needs to be no adult content.
Document preparation - finance-related services, such as student loan
Online or In Person
Requirements- Merchant App ( For a proposal please fill out the form at the bottom and If Currently processing will review statements to match or beat services )
- Voided Check
- Driver's license
- Recent bank statement (3 months)
- Articles of Inc.
- Two years tax returns, plus recent P&L and balance sheet (if corporate financials per our convo 1 year.)
- 5% reserve may be needed (comes down to personal and corporate financial info.)
- Doc Prep Addendum
Firearms
Must be in Person
Requirements- Merchant App ( For a proposal please fill out the form at the bottom and If Currently processing will review statements to match or beat services )
- Voided Check
- Driver's license
- Recent bank statement (3 months)
- Articles of Inc.
- Two years tax returns, plus recent P&L and balance sheet (if corporate financials per our convo 1 year.)
- 5% reserve may be needed (comes down to personal and corporate financial info.)
Multi-Level Marketing
Online or In Person
Requirements- Merchant App ( For a proposal please fill out the form at the bottom and If Currently processing will review statements to match or beat services )
- Voided Check
- Driver's license
- Recent bank statement (3 months)
- Articles of Inc.
- Two years tax returns, plus recent P&L and balance sheet (if corporate financials per our convo 1 year.)
- 5% reserve may be needed (comes down to personal and corporate financial info.)
- Firearm Addendum
Nutraceuticals
Online or In Person
Requirements- Merchant App ( For a proposal please fill out the form at the bottom and If Currently processing will review statements to match or beat services )
- Voided Check
- Driver's license
- Recent bank statement (3 months)
- Articles of Inc.
- Two years tax returns, plus recent P&L and balance sheet (if corporate financials per our convo 1 year.)
- 5% reserve may be needed (comes down to personal and corporate financial info.)
- If no trial, online advertising addendum.
- If trial, negative option addendum (physical products) and must meet MC requirements
Paraphernalia - such as headshops and smoke shops
Online or In Person
Requirements- Merchant App ( For a proposal please fill out the form at the bottom and If Currently processing will review statements to match or beat services )
- Voided Check
- Driver's license
- Recent bank statement (3 months)
- Articles of Inc.
- Two years tax returns, plus recent P&L and balance sheet (if corporate financials per our convo 1 year.)
- 5% reserve may be needed (comes down to personal and corporate financial info.)
- Tobacco, vape, paraphernalia addendum.
- if eCommerce, website must have age verification
Ticket brokers
Online or In Person
Requirements- Merchant App ( For a proposal please fill out the form at the bottom and If Currently processing will review statements to match or beat services )
- Voided Check
- Driver's license
- Recent bank statement (3 months)
- Articles of Inc.
- Two years tax returns, plus recent P&L and balance sheet (if corporate financials per our convo 1 year.)
- 5% reserve may be needed (comes down to personal and corporate financial info.)
Travel Agencies
Online or In Person
Requirements- Merchant App ( For a proposal please fill out the form at the bottom and If Currently processing will review statements to match or beat services )
- Voided Check
- Driver's license
- Recent bank statement (3 months)
- Articles of Inc.
- Two years tax returns, plus recent P&L and balance sheet (if corporate financials per our convo 1 year.)
- 5% reserve may be needed (comes down to personal and corporate financial info.)
Some Programs we offer might not be compatible with other programs."
Need to see if your paying to much on Credit Card Processing? Please fill out a form and upload 3 months of credit card statements
We fit the plan that works best for you which will allow us to save you money.
True Daily Funding
- Seven days a week.
- Within hours of your batch.
- Funding for batch totals up to $100k!
- Can work with multiple batches in one day, for instance you batch out at $96k and then do another batch for $80k you will still get both batches on the True Daily Funding Schedule
- Includes weekend funding, too!
The breakdown
Surcharge C4 Program Brochure
This Program allows you to charge a % to your customers to cover the cost of Credit Card Processing.
Commercial Card Optimization
- Nationwide: Less than 50% of all commercial card transactions qualify for best rates...
- transactions qualify at the lowest rates 100% of the time even if business operations change or the card brands change their requirements
- no upfront cost - only cost is a split of the savings.
- Automatic data check in action
- Some industries are restricted... for more information on this program (Fill questionnaire)
We have two different ways you can acquire equipment from Payment Portal Solutions.
One is an affordable rental program for the Merchant that:
- Limited budget for capital expenditures
- Increase their ability to accept payments for a specific occasion
- Flexibility to switch to newly introduced technology in the future
- Allows you to make a small payment towards equipment so you don't have to pay for it all at once
- The customer has the ability to send it back with replacements covered. (all non-wear and tear the Merchant will be responsible for the cost to fix.)
- It is a 2 year commitment and if you terminate before the 2 years, you pay a $200.00 restocking fee
- After two years you can upgrade to a newer system at the cost of the rental on the new system and you don't have to pay a restocking fee.
Second option is to purchase the equipment outright
- No Monthly payment for equipment, you own